Competition Rules

​1、Originality: All entries must be completed independently by the participant. No submissions of others' works are allowed. Participants may use their own previous competition works.

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2、Content Restrictions: All entries must not contain obscene, violent, sexual, defamatory, inappropriate, or controversial content. Violation of this rule will result in disqualification without prior notice.

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3、Personal Data Use: Personal information provided by participants will only be used for competition contact purposes and to distribute competition notifications.

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​4、Accuracy of Information: Participants must ensure that their personal information is accurate. The organizers will not be responsible for any errors.

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5、Acceptance of Terms: By submitting their entries, participants agree to all competition terms and conditions. The organizers reserve the right to disqualify any participant believed to have violated any competition rules, and there will be no appeals process.

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Scoring Criteria

• Knowledge Accuracy and Logical Coherence: In the process of answering questions, financial knowledge points are applied accurately. The problem - solving ideas are logically clear. Every step, from the elaboration of financial principles (such as the concept of compound interest, the relationship between supply and demand in the financial market) and basic rules (such as the operation process of savings accounts, the functions of currency) to the reasoning process and the conclusion, is closely connected, with no obvious knowledge errors or logical loopholes. When answering discussion questions (such as discussing the impact of digital payment on daily consumption) and analysis questions (such as analyzing the reasons for changes in commodity prices), the understanding of financial concepts (such as "risk and return", "financial planning") is precise. The argumentation process is well - organized, proceeding in an orderly manner like the regular operation of the financial system, ensuring the accuracy and coherence of the entire answering process.

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• Method Application and Skill Demonstration: Able to skillfully apply appropriate financial analysis methods and practical skills. For example, in financial data analysis questions, correctly interpret data in financial statements (such as income statements, balance sheets for simple scenarios) and statistical charts (such as line charts of fund income changes); in financial calculation questions, use appropriate financial formulas (such as simple interest calculation formula: Interest = Principal × Interest Rate × Time, cost - benefit calculation method) and data sorting techniques. The operation process is smooth and natural, just like a financial analyst skillfully using a calculator to sort out financial data, demonstrating a good level of subject literacy and skill mastery, making the problem - solving process efficient and accurate.

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• Answering Standards and Expression Presentation: Answers are written standardizedly. Financial charts (such as simple budget tables, savings growth curves) are drawn clearly and accurately, and the text expression is concise, clear, professional and appropriate, conforming to the format and standards required by the questions. For example, in financial planning questions, the plan is presented in a structured way, including clear goals, specific steps and risk tips. The language used avoids overly complex financial jargon, and explains professional terms in a way that children and adolescents can understand. When elaborating on viewpoints, one can be as natural and calm as a financial expert sharing practical experience, communicating with the examiners through precise language and clear examples (such as analyzing the use of pocket money), showing good control over the answering process.

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• In - depth Understanding and Expansion Innovation: Have a deep understanding of the principles behind the financial knowledge involved in the questions and their application scenarios. Not only can solve the superficial problems (such as answering the types of bank cards or the concept of insurance), but also can expand in combination with the actual situation in the answers, putting forward innovative insights or solutions. For example, in questions analyzing the importance of financial literacy for teenagers, one can deeply explore multiple factors such as the impact of consumerism, the need for future life planning, and the prevention of financial fraud behind the topic, and propose unique ideas for popularizing financial knowledge among teenagers (such as designing interesting financial games or campus lectures). Just like integrating the perspective of teenagers' daily life into financial thinking, it resonates with the examiners, demonstrating a deep mastery and flexible application ability of financial knowledge.